HOUSING AND HOMELESS PROGRAMS
Housing & Homeless Programs at NRCA have 3 focus areas:
• Homeownership education
• Housing counseling
• Homeless Prevention Program
Educates first-time homebuyers and support them in the process of purchasing a home through classes, one-on-one assistance and connections to other community resources.
Buying a home is a complex process. It can be hard to know where to get good information and advice. That's why New River Community Action offers homeownership classes. These free classes are taught by qualified people from local banks, local real estate offices and NRCA.
Topics covered include:
◦ Personal finances
◦ Credit reports/credit issues
◦ Role of the lender
◦ Relationship with real estate agent
◦ Fair Housing Act of Virginia
◦ Home inspection
◦ Loan closing
◦ Home maintenance
Home Buyer class schedule for 2012:
• March 24
• May 19
• August 25
• November 3
Are you thinking about buying a home? Come to New River Community Action in Radford on one of these dates to learn how. At our FREE homebuyer's class, you learn how to apply for a mortgage, choose a real estate agent, and maintain your home. You'll get the facts from qualified people in real estate, banking, and inspections. All classes are held on Saturdays and last from 9AM to 3PM and you must pre-register to attend. Classes are open to anyone, regardless of income. Please call New River Community Action's Homeless Intervention Program at 540-633-5900 for more information.
Provides support and resources related to different housing situations: pre- and post-purchase, mortgage default counseling, rental counseling, fair housing, and homelessness.
New River Community Action's trained housing counselors will listen to your situation—whether you're buying or renting. We can talk to your landlord or mortgage company and help you find local resources to meet your need. Some agencies we partner with are: Legal Aid, local emergency assistance, Homeless Intervention Program, USDA's Rural Development, Virginia Housing Development Authority and Virginia Cooperative Extension.
Call (540) 633-5900 to talk to a certified housing counselor.
No question is too big or too small!
HOMELESS PREVENTION PROGRAM (HPP)
The Homeless Prevention Program provides time limited financial assistance to eligible people in the New River Valley who are homeless or are in imminent danger of becoming homeless. HIP provides grants for rental assistance and rental deposits and no- interest loans for mortgage assistance. HIP provides a housing counseling component to facilitate the goal of long-term financial independence for the program participants.
The Homebuyer Education program needs qualified real estate agents, lenders, home inspectors and other professionals to teach portions of the Homebuyer Classes. Training is offered through the Virginia Housing Development Authority.
The Homeless Intervention Program accepts interns in social work or related fields. Students work closely with HIP staff to refer clients to local resources, learn case management skills and provide support to the program.