- A PARTNERSHIP BETWEEN -

Every year low-income families try to buy vehicles, but are unable to because of debt or credit challenges.  Families dealing with limited income need their dollars to be used wisely.  Because of this identified need in the community, TAP, NRCA, FFCU, FFI and Enterprise have partnered to develop a car purchase program for low-income families called Responsible Rides.  Cars are selected for reliability, mileage, and affordability from Enterprise fleetlist and other reliable sources.  Affordable financing available through Freedom First Credit Union.

WHO IS ELIGIBLE?

Click here to download application forms for Responsible Rides.

Guidelines for Acceptance in Responsible Rides Program:

CARS SELECTED FOR RELIABILITY, MILEAGE, AND AFFORDABILITY FROM ENTERPRISE FLEET LIST.

• To obtain financing with Freedom First, an equal opportunity lender, restrictions do apply. 
  Please contact Director, Donna Stevens 540-580-6588 for details. 
  

• Be within *300% of poverty level on chart or less.  EFFECTIVE 11-1-10

• Family Size	300%
  	Annual	Monthly
  1	$32,490	$2,709
  2	$43,710	$3,642
  3	$54,930	$4,578
  4	$66,150	$5,514
  Each Additional	$11,220	$ 936

• 300% of the Federal Poverty Limit has been set to represent the livable wage in the Responsible Rides Program area.
  
  
• Proof of Income and/or Award Letter.   (Copy of  Paystub with Application)
  
• Time on job of at least 3 months.
• Must provide 2 months bank statements.   (Turn in Copies with Application)
• Drivers License.   (Provide DL Number on Application)
• References  (at least two).
• Must be able to pass drug screening test.
• Agree to attend free financial (approx. 3 hr.) and maintenance (approx. 2 hr) classes.  
• Must have a phone.
• Maintain payment of loan balance.
• Must be insurable.  (MUST HAVE GOOD DRIVING RECORD)
  Final purchase decision is subject to meeting all eligibility requirements.

• Responsible Rides requires all program participants accepted to:
  • Attend financial counseling session
  • Attend maintenance class (How do I take care of my vehicle?)
  • Keep vehicle insured for the life of the loan

HOW CAN I HELP?

We hope you will want to be part of this community service with a donation to benefit all involved. Click here to download brochure with donation details

Both New River Community Action and TAP are non-profit charitable corporations according to IRS code 501(c)(3).  All contributions are tax-deductible. Responsible Rides welcomes your support. 

Contact Information:

Donna Stevens, Responsible Rides Program Director
(540) 580-6588 cell
donna.stevens@tapintohope.org